Ok ok ok, you found me out. The hundreds of pics I've posted of my car all are photoshopped...I've got entirely too much time on my hands. >

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Actually, that pic looks different from most I take because it was taken with a circular polarizing filter on my camera, so that's why there's very little reflection on the windshield and the hood.
Here's another couple shots, taken 15 seconds apart, with the same filter, just turned differently in each pic. You can see how light reflects differently in different areas.
Notice the side of the car, side windows, windshield, background windows, and the sky.
Both pics were taken with my Olympus C4000Z with a 1/320 shutter speed, an aperture of 2.8, and at ISO 100.