bdog_v

#1

Ha guys I just bought my 94 celica hatchback with 130,000 miles and am trying to get a good deal on car insurance. THe place I usually go to doesn't look so good. I am 30 years old and have a totally clean record.

-Just Liability was $198 for 6 months

or

-Liability with collision was $624 for 6 months!!!


-When I asked why it cost so much for collision she said that it *probably* was due to the fact that it has 2 airbags....and they can cost $2,000 to replace a piece!!!

-Wouldn't a safety device be more of a benefit than a negative for car insurance?

-I wanted Liabillity and collision but at that rate I can't afford it.....

-What do you guys pay? ANy ideas??? Got a good place to get a quote from?

RedGTS

#2

I live in Massachusetts, so - I automatically get screwed since I'm under 25. I pay about $1,600 for the year for my 91 GT-S, Basic Insurance, not even the glass is covered. Like you, I also have a clean record.

This post has been edited by RedGTS: Feb 28, 2006 - 6:32 PM

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crismillencolin

#3

i pay £1088 fully comp . (everything is covered) which is quite high but 6pts for speeding and a totalled prelude(2004) dont help

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351.5bhp RWD TT

celicarus

#4

$198 for 6 months just liability - man i wish i had that -
even you $624 for 6 months is good to me

I pay about $624 for six months just for liability - 1 accident still on file and I'm under 25 until this July - so once July rolls around the corner - I should be expecting a big drop.

CelicaZR

#5

Wow some of those prices are rediculous.
Well for me here in Sydney.
I pay $AUS600/yr for third party insurance which only covers
the other parties car, not mine.
Or I could pay $AUS1350/year for full comprehensive insurance
which covers everything.
Clean record, under 25 and the car is valued at $AUS18,000

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98 ST204 ZR - Black Beauty - Roaming the streets of Sydney73 TA22 LT - Tiffany Blue - Mint Classic Weekend Cruiser75 TA22 LT - Snow White - Mint Classic Weekend Cruiser77 RA28 LT - Flubber Green - Mint Classic Weekend Cruiser94 MX-5 NA8 Clubman - Red Racer - Looking for cornersWIP Project: 69 RT40 Corona, 2nd WIP Project: 66 RT40 1600s Corona86 Corona RT142 - Daily Driver6GC 4 Life Baby!!!

DVSBastard

#6

>

QUOTE(CelicaZR @ Mar 1, 2006 - 12:12 AM) [snapback]401065[/snapback]

>
Wow some of those prices are rediculous.
Well for me here in Sydney.
I pay $AUS600/yr for third party insurance which only covers
the other parties car, not mine.
Or I could pay $AUS1350/year for full comprehensive insurance
which covers everything.
Clean record, under 25 and the car is valued at $AUS18,000

That is about right for us Aussie's!

I am currently paying $1,450 for comprehensive insurance (65% NCB, clean record, U25, live in one of the worst areas for theft) which is fairly expensive, however, not as bad as when I was with one of the larger insurance companies and was paying $3,500 per year (that is also with the 65% bonus - do the math for the full premium)!

JFrost9

#7

i pay just over 100 a month and thats just liability... and im 17 with a clean record.

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I am now a part of the ihavemorethen16gc club!

CelicaZR

#8

Wow DVS who are you with?
Try Just car.
Thats where I got my quote from.
Where about are you in Sydney?
We should meet up

This post has been edited by CelicaZR: Feb 28, 2006 - 10:46 PM

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98 ST204 ZR - Black Beauty - Roaming the streets of Sydney73 TA22 LT - Tiffany Blue - Mint Classic Weekend Cruiser75 TA22 LT - Snow White - Mint Classic Weekend Cruiser77 RA28 LT - Flubber Green - Mint Classic Weekend Cruiser94 MX-5 NA8 Clubman - Red Racer - Looking for cornersWIP Project: 69 RT40 Corona, 2nd WIP Project: 66 RT40 1600s Corona86 Corona RT142 - Daily Driver6GC 4 Life Baby!!!

SamuraiGuy

#9

>

QUOTE(RedGTS @ Feb 28, 2006 - 6:32 PM) [snapback]401035[/snapback]

>
I live in Massachusetts, so - I automatically get screwed since I'm under 25. I pay about $1,600 for the year for my 91 GT-S, Basic Insurance, not even the glass is covered. Like you, I also have a clean record.

Wow, that sounds just like my insurance(Basic) on my 97 ST right now. Its completely crazy how much they charge for insurance .

DVSBastard

#10

>

QUOTE(CelicaZR @ Mar 1, 2006 - 3:46 AM) [snapback]401148[/snapback]

>
Wow DVS who are you with?
Try Just car.
Thats where I got my quote from.
Where about are you in Sydney?
We should meet up

I am with Just Car!

I live in the Canterbury region so that about says it all!

creis

#11

wtf, I would kill for isurance under 1K every 6 months, I pay 1600 every six months for liablity and limited collition, I have a perfect record, not 1 thing on it. my sister who has had 2 crashes (her fault) and 3 speeding tickets is less then mine and we have the same provider. total sexist bs.


NO ONE GET ESURANCE THEY WILL LOCK YOU IN AND SHOPLIFT YA

This post has been edited by creis: Mar 1, 2006 - 12:21 AM

monky32

#12

quote insure.com. they have very competitive rates. or try response.com, insweb.com those some ones of the best places to quote. i hope is gonna help you

blu94gt

#13

wow I go through State Farm and pay $80 a month for full coverage with low deductables and I'm 21 lol.

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1999 Celica GT

pandakid

#14

i have a hatch gt i pay 260 a month

SamuraiGuy

#15

>

QUOTE(pandakid @ Mar 1, 2006 - 3:43 AM) [snapback]401260[/snapback]

>
i have a hatch gt i pay 260 a month

thats 3120 a year!Whoa O_O. What kind of insurance do you have?

JFrost9

#16

blu94gt there is no way you only pay 80 dollars a month for FULL coverage...Liability for anyone under 25 is over 100 no matter what company you have...I know you live in kansas, but still. IF you do, then congrats, cuz you pay the cheapest insurance outa anyone under 25 in the US.

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I am now a part of the ihavemorethen16gc club!

blu94gt

#17

>

QUOTE(JFrost9 @ Mar 1, 2006 - 11:31 AM) [snapback]401348[/snapback]

>
blu94gt there is no way you only pay 80 dollars a month for FULL coverage...Liability for anyone under 25 is over 100 no matter what company you have...I know you live in kansas, but still. IF you do, then congrats, cuz you pay the cheapest insurance outa anyone under 25 in the US.

well it's about $490 every 6 months, which is like $82 a month. I have a 25% good student discount, 15% good driving record discount, and like a 3% multi-vehicle discount. Without those it would be like $140 a month for my full coverage.

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1999 Celica GT

celicaboston1983

#18

>

QUOTE(RedGTS @ Feb 28, 2006 - 11:32 PM) [snapback]401035[/snapback]

>
I live in Massachusetts, so - I automatically get screwed since I'm under 25. I pay about $1,600 for the year for my 91 GT-S, Basic Insurance, not even the glass is covered. Like you, I also have a clean record.

i feel ur pain

Indy6GST

#19

All of you who are under twenty five and pay less than 100 bucks a month have a new thing coming once you get kicked off your parents insurance! Well at least that's what happened to me.......after 5 speeding tickets! I know, I know... I'm an idiot. I've since learned my lesson and came to realize that speeding is stupid......without a radar/laser detector!!!!!!!!! HAHAHAHAHA!!!!!!Take that Johnny Law!!!

This post has been edited by Indy6GST: Mar 1, 2006 - 11:46 PM

Heytalktoryan

#20

>

QUOTE(JFrost9 @ Feb 28, 2006 - 8:45 PM) [snapback]401102[/snapback]

>
i pay just over 100 a month and thats just liability... and im 17 with a clean record.

dude who do you have insurance with man everyone elses insurance is sso cheap mine is 1200 bucks for 6 months liability..and its the minimum one..im 17 with a clean record

o0black0o

#21

125 per Month, 2 accidents on record, No liablity. im 20 years of age.

tony

#22

wow. i think i might've lucked out then b/c i pay $765 a year ( $70~ a month) and im 18 ^^. but thats with liability only and no collision. 1 ticket. i think it helps if you're on the policy with a long time member. im on it with my dad and i have a Triple A membership so i think that helps. hope that helps